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Verified Schemes Directory

All Indian Government Schemes

Filter by Central vs State, beneficiary category, issuing ministry, or subsidy amount. Every listing includes verified official portal links and step-by-step application walkthroughs.

Showing 18 schemes
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All India
Central Scheme

Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)

Ministry of Agriculture & Farmers Welfare

Direct income support of ₹6,000 per year for all landholding farmer families across India.

Key Benefit Type:Direct Cash Transfer (DBT)
Max Value / Year:₹6,000
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)

Ministry of Health and Family Welfare

World's largest government-funded health assurance scheme providing ₹5,00,000 cashless cover per family per year.

Key Benefit Type:Cashless Health Insurance
Max Value / Year:₹5.0 Lakh
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Pradhan Mantri Awas Yojana - Urban (PMAY-U 2.0)

Ministry of Housing and Urban Affairs

PMAY-Urban 2.0: home loan interest subsidy up to ₹1.80 Lakh and ₹2.5 Lakh construction assistance for urban EWS, LIG and MIG families.

Key Benefit Type:Home Loan Interest Subsidy
Max Value / Year:₹2.5 Lakh
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Pradhan Mantri Mudra Yojana (PMMY)

Ministry of Finance

Collateral-free micro-credit up to ₹20 Lakh for small business entrepreneurs (₹10–20 Lakh under Tarun Plus for repeat borrowers).

Key Benefit Type:Collateral-free Business Loan
Max Value / Year:₹20.0 Lakh
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

National Scholarship Portal (NSP - Post-Matric & Merit-cum-Means)

Ministry of Education

One-stop national portal for Central and State government pre-matric and higher education scholarships.

Key Benefit Type:Direct Scholarship Grant
Max Value / Year:₹75,000
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

PM Surya Ghar: Muft Bijli Yojana

Ministry of New and Renewable Energy

Free electricity scheme providing up to ₹78,000 direct subsidy for residential rooftop solar installation.

Key Benefit Type:Direct Subsidy on Solar Equipment
Max Value / Year:₹78,000
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Sukanya Samriddhi Yojana (SSY)

Ministry of Finance

High-yield government small savings scheme for girl child with 8.2% p.a. tax-free interest under Beti Bachao Beti Padhao.

Key Benefit Type:Government Small Savings & Tax Relief
Max Value / Year:₹1.5 Lakh
Updated 10 Oct 2026 Official Portal
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Madhya Pradesh
State Scheme

Mukhyamantri Ladli Behna Yojana (Madhya Pradesh)

Women and Child Development Department, MP

Monthly direct cash transfer of ₹1,500 for women empowerment and financial self-reliance in Madhya Pradesh.

Key Benefit Type:Direct Monthly Cash Transfer
Max Value / Year:₹18,000
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

PM Vishwakarma Kaushal Samman

Ministry of Micro, Small and Medium Enterprises

Empowering traditional artisans and craftspeople with ₹15,000 toolkits and low-interest credit up to ₹3 Lakh.

Key Benefit Type:Subsidized Loan & Skill Grant
Max Value / Year:₹3.0 Lakh
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Pradhan Mantri Ujjwala Yojana (PMUY 2.0)

Ministry of Petroleum and Natural Gas

Free LPG gas connections and ₹300 per cylinder targeted subsidy for rural and underprivileged women.

Key Benefit Type:Free Gas Connection & Direct Subsidy
Max Value / Year:₹5,600
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Atal Pension Yojana (APY)

Ministry of Finance

Government-guaranteed lifelong monthly pension of ₹1,000 to ₹5,000 for workers in the unorganized sector.

Key Benefit Type:Guaranteed Lifelong Monthly Pension
Max Value / Year:₹60,000
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Pradhan Mantri Fasal Bima Yojana (PMFBY)

Ministry of Agriculture & Farmers Welfare

Comprehensive crop insurance shield against yield loss due to non-preventable natural risks.

Key Benefit Type:Crop Loss Insurance Compensation
Max Value / Year:₹2.0 Lakh
Updated 10 Oct 2026 Official Portal
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Tamil Nadu
State Scheme

Kalaignar Magalir Urimai Thittam (Tamil Nadu)

Special Programme Implementation Department, Tamil Nadu

Monthly basic income entitlement of ₹1,000 for women heads of households in Tamil Nadu.

Key Benefit Type:Direct Monthly Cash Entitlement
Max Value / Year:₹12,000
Updated 10 Oct 2026 Official Portal
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Karnataka
State Scheme

Gruha Lakshmi Scheme (Karnataka)

Department of Women & Child Development, Karnataka

Monthly direct financial assistance of ₹2,000 for women head of families under Karnataka Guarantee Schemes.

Key Benefit Type:Direct Monthly Cash Grant
Max Value / Year:₹24,000
Updated 10 Oct 2026 Official Portal
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Uttar Pradesh
State Scheme

Mukhyamantri Kanya Sumangala Yojana (Uttar Pradesh)

Women and Child Development, Uttar Pradesh

Total financial grant of ₹25,000 in 6 stages from birth to graduation for girls in Uttar Pradesh.

Key Benefit Type:Conditional Direct Cash Grant
Max Value / Year:₹25,000
Updated 10 Oct 2026 Official Portal
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Maharashtra
State Scheme

Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY - Maharashtra)

Public Health and Family Welfare, Maharashtra

Free cashless healthcare cover of up to ₹5,00,000 per family per year for 1,356 treatment packages in Maharashtra.

Key Benefit Type:Cashless Hospital Treatment
Max Value / Year:₹5.0 Lakh
Updated 10 Oct 2026 Official Portal
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West Bengal
State Scheme

Kanyashree Prakalpa (West Bengal)

Department of Women & Child Development, West Bengal

United Nations award-winning conditional cash transfer scheme to prevent child marriage and promote girls' higher education.

Key Benefit Type:Conditional Cash Scholarship & Milestone Grant
Max Value / Year:₹25,000
Updated 10 Oct 2026 Official Portal
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All India
Central Scheme

Stand-Up India Scheme

Ministry of Finance

Bank loans of ₹10 Lakh to ₹1 Crore for SC, ST and women greenfield entrepreneurs. The scheme ended in March 2025 and is being revamped.

Key Benefit Type:Large Institutional Business Loan
Max Value / Year:₹100.0 Lakh
Updated 10 Oct 2026 Official Portal