Central SchemeAll IndiaBusiness, MSME & Startups

Last Updated: 10 Oct 2026 Official Source

PM Vishwakarma Kaushal Samman

Empowering traditional artisans and craftspeople with ₹15,000 toolkits and low-interest credit up to ₹3 Lakh.

Ministry: Ministry of Micro, Small and Medium Enterprises (Development Commissioner (MSME))

Verified Government GatewayDomain: pmvishwakarma.gov.in

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Scheme Overview

The PM Vishwakarma scheme is a flagship initiative of the Ministry of MSME to extend comprehensive support to traditional artisans and craftspeople working with their hands and tools. The scheme provides recognition through Vishwakarma ID cards, basic and advanced skill training with ₹500/day stipends, ₹15,000 modern toolkit incentives, collateral-free credit at concessional 5% interest, and marketing assistance.

Target Beneficiaries

Traditional craftspeople across 18 notified trades (Carpenters, Blacksmiths, Potters, Tailors, etc.)

Assistance / Benefit Type

Subsidized Loan & Skill Grant

Key Benefits & Financial Assistance

Official PM Vishwakarma Certificate and Digital ID Card.
5 to 7 days Basic Skill Training + optional 15 days Advanced Training with ₹500 daily stipend.
₹15,000 digital e-voucher incentive for purchase of modern toolkits.
Collateral-free Enterprise Development Loans: 1st tranche up to ₹1,00,000 (18 months) and 2nd tranche up to ₹2,00,000 (30 months) at only 5% interest.
Incentive of ₹1 per digital transaction for up to 100 transactions per month.

Eligibility Criteria

Ensure you satisfy all the following government conditions before applying:

1Must be a traditional artisan or craftsperson working in one of the 18 eligible trades (e.g. Carpenter, Boat Maker, Armourer, Blacksmith, Hammer and Tool Kit Maker, Locksmith, Sculptor, Goldsmith, Potter, Cobbler, Mason, Basket/Mat/Broom Maker, Coir Weaver, Doll & Toy Maker, Barber, Garland Maker, Washerman, Tailor, Fishing Net Maker).
2Minimum age of 18 years on the date of registration.
3Only one member per family is eligible to receive scheme benefits.
4Must not have availed credit under similar central or state schemes (PMMY, PMEGP) in the past 5 years.

Documents Required Checklist

Keep clear digital scanned copies (PDF or JPG under 200 KB) ready:

Aadhaar Card (linked with mobile number for OTP)

Active Bank Account Passbook seeded with Aadhaar

Ration Card or Family details

Trade declaration certificate / proof of traditional craft practice

How to Apply (Official Process)

Visit Nearest CSC (Common Service Centre)

Artisans can visit any Common Service Centre (CSC) or log on to pmvishwakarma.gov.in.

Aadhaar e-KYC Verification

VLE at CSC performs biometric fingerprint/iris or OTP authentication of the artisan.

Select Trade and Fill Details

Choose your traditional trade out of the 18 identified categories and submit family details.

Three-Tier Multi-Level Verification

Application is verified by Gram Panchayat / Urban Local Body, followed by District Implementation Committee and State Screening Committee.

Download Vishwakarma Certificate

Upon successful verification, download your PM Vishwakarma Digital Certificate and ID Card to enroll for training and toolkit voucher.

Proceed to Official Registration Portal

Frequently Asked Questions about PM Vishwakarma

What are the 18 trades covered under PM Vishwakarma?

Trades include Carpenter (Suthar), Boat Maker, Armourer, Blacksmith (Lohar), Locksmith, Goldsmith (Sonar), Potter (Kumhaar), Sculptor (Moortikar), Cobbler (Charmakar), Mason (Rajmistri), Basket/Mat/Broom Maker, Doll/Toy Maker, Barber (Naai), Garland Maker (Malakaar), Washerman (Dhobi), Tailor (Darzi), and Fishing Net Maker.

Is the ₹15,000 toolkit money a loan or a grant?

The ₹15,000 for toolkit purchase is a 100% grant (e-voucher) and does not need to be repaid.

Scheme Factsheet

Classification:

Central Government Scheme

Applicable Region:

All India

Target Category:

Business, MSME & Startups

Maximum Benefit:

₹3.0 Lakh

Application Timeline:

Applications continuously open across all districts of India.

Verified Government Sources

Official Portal Website:https://pmvishwakarma.gov.in

Direct Application Link:https://pmvishwakarma.gov.in

Official Helpline:

1800-267-7777 / 17923

Official Email Support:

pm-vishwakarma@gov.in

Open Official Portal

Citizen Advisory

Never pay money to agents promising guaranteed approval for PM Vishwakarma. Government welfare registrations are strictly handled through official channels.