Karnataka Government Schemes
Pioneer in direct cash guarantee schemes & Seva Sindhu. Explore both exclusive state initiatives and all-India Central schemes accessible to residents of Karnataka.
Available Schemes (13)
Browse all central schemes →Pradhan Mantri Kisan Samman Nidhi (PM-KISAN)
Direct income support of ₹6,000 per year for all landholding farmer families across India.
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)
World's largest government-funded health assurance scheme providing ₹5,00,000 cashless cover per family per year.
Pradhan Mantri Awas Yojana - Urban (PMAY-U 2.0)
PMAY-Urban 2.0: home loan interest subsidy up to ₹1.80 Lakh and ₹2.5 Lakh construction assistance for urban EWS, LIG and MIG families.
Pradhan Mantri Mudra Yojana (PMMY)
Collateral-free micro-credit up to ₹20 Lakh for small business entrepreneurs (₹10–20 Lakh under Tarun Plus for repeat borrowers).
National Scholarship Portal (NSP - Post-Matric & Merit-cum-Means)
One-stop national portal for Central and State government pre-matric and higher education scholarships.
PM Surya Ghar: Muft Bijli Yojana
Free electricity scheme providing up to ₹78,000 direct subsidy for residential rooftop solar installation.
PM Vishwakarma Kaushal Samman
Empowering traditional artisans and craftspeople with ₹15,000 toolkits and low-interest credit up to ₹3 Lakh.
Sukanya Samriddhi Yojana (SSY)
High-yield government small savings scheme for girl child with 8.2% p.a. tax-free interest under Beti Bachao Beti Padhao.
Pradhan Mantri Ujjwala Yojana (PMUY 2.0)
Free LPG gas connections and ₹300 per cylinder targeted subsidy for rural and underprivileged women.
Atal Pension Yojana (APY)
Government-guaranteed lifelong monthly pension of ₹1,000 to ₹5,000 for workers in the unorganized sector.
Pradhan Mantri Fasal Bima Yojana (PMFBY)
Comprehensive crop insurance shield against yield loss due to non-preventable natural risks.
Stand-Up India Scheme
Bank loans of ₹10 Lakh to ₹1 Crore for SC, ST and women greenfield entrepreneurs. The scheme ended in March 2025 and is being revamped.
Gruha Lakshmi Scheme (Karnataka)
Monthly direct financial assistance of ₹2,000 for women head of families under Karnataka Guarantee Schemes.