Union Ministry Directory

Ministry of Finance

Manages economic affairs, banking, financial inclusion schemes (Mudra, Stand-Up India, APY, PMJDY), revenue, and expenditure.

Lead Authority:Union Minister of FinanceOfficial Ministry Portal

Schemes Administered (4)

All India

Central Scheme

Ministry of Finance

Collateral-free micro-credit up to ₹20 Lakh for small business entrepreneurs (₹10–20 Lakh under Tarun Plus for repeat borrowers).

Key Benefit Type:Collateral-free Business Loan

Max Value / Year:₹20.0 Lakh

Updated 10 Oct 2026 Official Portal

All India

Central Scheme

Ministry of Finance

High-yield government small savings scheme for girl child with 8.2% p.a. tax-free interest under Beti Bachao Beti Padhao.

Key Benefit Type:Government Small Savings & Tax Relief

Max Value / Year:₹1.5 Lakh

Updated 10 Oct 2026 Official Portal

All India

Central Scheme

Ministry of Finance

Government-guaranteed lifelong monthly pension of ₹1,000 to ₹5,000 for workers in the unorganized sector.

Key Benefit Type:Guaranteed Lifelong Monthly Pension

Max Value / Year:₹60,000

Updated 10 Oct 2026 Official Portal

All India

Central Scheme

Ministry of Finance

Bank loans of ₹10 Lakh to ₹1 Crore for SC, ST and women greenfield entrepreneurs. The scheme ended in March 2025 and is being revamped.

Key Benefit Type:Large Institutional Business Loan

Max Value / Year:₹100.0 Lakh

Updated 10 Oct 2026 Official Portal