How to Check PM-JAY Ayushman Bharat Eligibility & Download Golden Card Online
Everything you need to know about generating your Ayushman Golden Card on beneficiary.nha.gov.in, including the new ₹5 Lakh universal cover for citizens aged 70 and above.
Step-by-Step Walkthrough
Step 1: Visit the NHA Beneficiary Portal
Navigate to beneficiary.nha.gov.in. Choose 'Beneficiary' option (not Operator) and log in using your 10-digit mobile number and OTP.
Step 2: Search for Your Family Record
Select your State, Scheme (PMJAY), District, and Search By option. You can search by Aadhaar Number, Family ID (Ration Card), or Location (Rural/Urban).
Step 3: Review Member Status
A list of household members will be displayed. Green tag indicates 'Verified' (card ready), while yellow tag indicates 'Action Required / Unverified'.
Step 4: Perform Instant Aadhaar e-KYC
Click on 'Do e-KYC' next to the member's name. Validate Aadhaar OTP sent to the registered mobile number. Take a live selfie photograph via webcam or mobile camera.
Step 5: Download the Ayushman Golden Card
Once your Aadhaar details match with at least 80% confidence score, approval is instantaneous. Click the 'Download Card' icon to save your laminated printable PDF card.
Common Questions
Can citizens aged 70+ apply if they are not in the SECC 2011 database?
Yes! The senior citizen 70+ module is universal. Any Indian aged 70 or above can register with their Aadhaar card on the portal and generate an Ayushman Vay Vandana card.
Do hospitals charge any deposit during admission under Ayushman Bharat?
No. Empanelled hospitals are strictly prohibited from asking for any cash deposit, advance, or payment for procedures covered under the scheme.