Namo Lakshmi Yojana (Gujarat)
Up to ₹50,000 over four years for girls studying in Classes 9 to 12 in Gujarat.
Apply Directly on the Official Portal
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Scheme Overview
Namo Lakshmi Yojana is the Gujarat government's scheme to keep girls in secondary and higher secondary school and to improve their nutrition. Girls in Classes 9 to 12 receive a total of ₹50,000 over four years, paid partly every month during the school year and partly as a lump sum after the Class 10 and Class 12 board exams. In the 2025-26 academic year the state set aside about ₹1,250 crore for over 12 lakh girls.
Target Beneficiaries
Girls in Classes 9 to 12 in Gujarat schools with family income up to ₹6 lakh
Assistance / Benefit Type
Scholarship Grant (DBT)
Key Benefits & Financial Assistance
- Classes 9 and 10: ₹500 a month for 10 months each year, plus ₹10,000 after passing the Class 10 board exam.
- Classes 11 and 12: ₹750 a month for 10 months each year, plus ₹15,000 after passing the Class 12 board exam.
- Total of ₹50,000 over four years, paid by DBT to the student's or mother's bank account.
- Can be combined with Namo Saraswati Vigyan Sadhana for girls who take science in Classes 11 and 12.
Eligibility Criteria
Ensure you satisfy all the following government conditions before applying:
- 1Girl studying in Class 9, 10, 11 or 12 in a government, grant-in-aid or private school in Gujarat.
- 2Annual family income of up to ₹6 lakh (girls in government and aided schools are covered without an income check in most cases).
- 3Regular attendance is required; part of the monthly money is linked to attendance.
- 4School must be recognised by the Gujarat Board (GSHSEB) or CBSE.
Documents Required Checklist
Keep clear digital scanned copies (PDF or JPG under 200 KB) ready:
How to Apply (Official Process)
Apply Through Your School
The school registers eligible girls on the state's Namo Lakshmi portal. Ask your class teacher or school principal to add your name.
Give Aadhaar and Bank Details
Submit Aadhaar of the student and parents, bank details and an income certificate if asked.
Verification by School and District
The school verifies enrolment and attendance; the district education office approves the list.
Receive Monthly and Board-Exam Payments
Monthly amounts are credited during the school year, and the lump sum is paid after the board exam results.
Frequently Asked Questions about Namo Lakshmi
Do girls in private schools get Namo Lakshmi?
Yes, girls in private schools in Gujarat can get it if the annual family income is ₹6 lakh or less.
Can I apply directly online?
No. Applications are made through the school, which registers the student on the portal.
What happens if I fail the board exam?
The lump-sum amount after Class 10 or Class 12 is paid only on passing the board exam. Monthly payments already received are not taken back.
Scheme Factsheet
State Government Scheme
Gujarat
Students & Education
₹50,000
Registration happens through schools at the start of each academic year (June). Monthly payments run for 10 months; board-exam lump sums are paid after results.
Verified Government Sources
Your school principal / District Education Officer
Never pay money to agents promising guaranteed approval for Namo Lakshmi. Government welfare registrations are strictly handled through official channels.
Related Welfare Schemes
Other government initiatives you might be eligible for:
Mukhyamantri Kanya Sumangala Yojana (Uttar Pradesh)
Total financial grant of ₹25,000 in 6 stages from birth to graduation for girls in Uttar Pradesh.
Kanyashree Prakalpa (West Bengal)
United Nations award-winning conditional cash transfer scheme to prevent child marriage and promote girls' higher education.
Talliki Vandanam (Andhra Pradesh)
₹15,000 a year for every school-going child, paid to the mother in Andhra Pradesh.