Mukh Mantri Sehat Yojana (Punjab)
Cashless health cover of up to ₹10 lakh per family per year for every Punjab resident.
Apply Directly on the Official Portal
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Scheme Overview
Mukh Mantri Sehat Yojana is the Punjab government's universal health scheme. It gives every family living in Punjab cashless treatment of up to ₹10 lakh a year at empanelled government and private hospitals, with no income limit. The scheme was approved by the state cabinet and rolled out in 2025-26, covering about 65 lakh families and nearly 3 crore people. Families enrol through a Sehat card made after Aadhaar e-KYC.
Target Beneficiaries
All families residing in Punjab, with no income limit
Assistance / Benefit Type
Cashless Hospital Treatment
Key Benefits & Financial Assistance
- Cashless treatment of up to ₹10 lakh per family per year.
- Open to all Punjab families, including government employees and pensioners, with no income limit.
- Covers hospitalisation, surgeries, ICU care and day-care procedures at empanelled hospitals.
- Families already covered under Ayushman Bharat PM-JAY get the higher ₹10 lakh limit through this scheme.
Eligibility Criteria
Ensure you satisfy all the following government conditions before applying:
- 1Family must be resident in Punjab.
- 2Each member must complete Aadhaar-based e-KYC to get a Sehat card.
- 3A Voter ID with a Punjab address is used as proof of residence (children are added under the family).
- 4No income, caste or job-based exclusion.
Documents Required Checklist
Keep clear digital scanned copies (PDF or JPG under 200 KB) ready:
How to Apply (Official Process)
Check Your Name
Check your eligibility by entering Aadhaar details in the beneficiary search on the State Health Agency Punjab portal.
Enrol at a Camp, CSC or Sewa Kendra
Visit an enrolment camp, Common Service Centre or Sewa Kendra, or enrol when an ASHA worker or Sehat Mitra visits your home.
Complete e-KYC
Complete Aadhaar e-KYC for every family member using OTP or fingerprint.
Collect Your Sehat Card
Your Sehat card is generated after verification. Show it at any empanelled hospital for cashless treatment.
Frequently Asked Questions about Sehat Yojana
Is there an income limit for Mukh Mantri Sehat Yojana?
No. Every family living in Punjab is eligible, regardless of income.
We already have an Ayushman card. Do we need a new one?
Yes, complete e-KYC to get the Sehat card, which lets your family use the higher ₹10 lakh limit.
Does anyone charge money for enrolment?
No. Enrolment is free. Report anyone asking for money to the helpline.
Scheme Factsheet
State Government Scheme
Punjab
Health & Medical Cover
₹10.0 Lakh
Enrolment is ongoing through camps, CSCs and Sewa Kendras across Punjab.
Verified Government Sources
104 (Punjab health helpline)
Never pay money to agents promising guaranteed approval for Sehat Yojana. Government welfare registrations are strictly handled through official channels.
Related Welfare Schemes
Other government initiatives you might be eligible for:
Ayushman Bharat - Pradhan Mantri Jan Arogya Yojana (PM-JAY)
World's largest government-funded health assurance scheme providing ₹5,00,000 cashless cover per family per year.
Mahatma Jyotirao Phule Jan Arogya Yojana (MJPJAY - Maharashtra)
Free cashless healthcare cover of up to ₹5,00,000 per family per year for 1,356 treatment packages in Maharashtra.
Mukhyamantri Ayushman Arogya Yojana (MAA Yojana - Rajasthan)
Cashless treatment of up to ₹25 lakh per family per year in Rajasthan.